Membership
Join us Today
Joining your Credit Union is simple. Once you are living or working within our common bond (Ballinamore and its surrounding areas) you are eligible to join Ballinamore Credit Union.
Our Credit Union lets people in the community come together to save and borrow money at low rates and is operated on a not-for-profit basis, with surpluses being returned to members.
Opening An Account?
To become a member, you will need to fill in the online membership application form. Once you have completed the form, a member of staff will be in touch with you.
Alternatively, you can get in touch with us by phone, email or calling in to one of our offices.
You will be required to provide the following documents:
- Proof of ID - Passport or Irish/UK Driving License’ in Membership
- Proof of Address - Household bill, bank or building society statement, official documentation from Revenue or Government department. (Must be dated within the past six months)
- PPS Number - this can be supplied in the form of a tax certificate letter, payslips, E1 11 card & drugs payment scheme cards
- Letter from Employer confirming employment - only applicable for Work Bond members
You must lodge and maintain €10 in shares to remain a member.
For further information on becoming a Member, please email us on info@ballinamorecu.ie or call us on 071-9644627.
Benefits of Membership
Flexible and Convenient Loans
Members can take out flexible loans, and repay at tailor-made schedules. All our loans are fully insured (for free), against death.
Attractive Dividend on Savings
Every year we pay an attractive dividend on members savings, which are also placed in our Life Insurance scheme, offering a free insurance system on your savings.
Quality Service, No Fees
You can be assured of a professional service from Credit Union at all times. And you do not pay a transaction fee for saving with us, or borrowing money.
Pay by Standing Order
Arrange a Standing Order payment from your bank and be sure of regular payments to your Credit Union account. We will send you a statement showing all transactions.
Member Services
Take advantage of a host of additional member services available. We have arranged special motor insurance discounts for our members. See our Services page for more details. Ask any staff member for more details about joining the Credit Union, or for further information see the different sections of this web site.
Decide the CU future
As a financial co-operative, we are owned and controlled by our members, each of whom has the right to vote at our AGM, on decisions which affect your Credit Union, regardless of how much or how little they have saved.