|Opening An Account?
Joining your Credit Union is simple. Once you are living or working within our common bond (Ballinamore and its surrounding areas) you are eligible to join Ballinamore Credit Union.
You must visit our office with three forms of identification:
You must lodge and maintain €10 in shares to remain a member.
- Photograph Identification e.g. Passport / Drivers Licence
- Address Identification e.g. Currenct Utility Bill / Bank Statement
- PPS Number / Tax Identification Number
- Letter from Employer confirming employment (only applicable for Work Bond members)
Our Credit Union lets people in the community come together to save and borrow money at low rates and is operated on a not-for-profit basis, with surpluses being returned to members.
Benefits of Membership
Membership has many benefits...
Flexible & Convenient Loans
Members can take out flexible loans, and repay at tailor-made schedules. All our loans are fully insured (for free), against death.
Attractive Dividend on Savings
Every year we pay an attractive dividend on members savings, which are also placed in our Life Insurance scheme, offering a free insurance system on your savings.
Quality Service, No Fees
You can be assured of a professional service from Credit Union at all times. And you do not pay a transaction fee for saving with us, or borrowing money.
Pay by Standing Order
Arrange a Standing Order payment from your bank and be sure of regular payments to your Credit Union account. We will send you a statement showing all transactions.
Take advantage of a host of additional member services available. We have arranged special motor insurance discounts for our members. See our Services page for more details. Ask any staff member for more details about joining the Credit Union, or for further information see the different sections of this web site.